Business Loan Products

Fast, flexible financing solutions tailored for your business needs

Our Loan Solutions

Choose the right financing option for your business goals

Common Features Across All Loans

  • ✅ Loan Amount: ₹5 Lakhs to ₹10 Crores
  • ✅ Tenure: 4 to 15 months
  • ✅ Interest Rate: Starting from 1.5% per month
  • ✅ Approval Time: 24-48 hours
  • ✅ Collateral: Nil (Cheque-based)
  • ✅ Processing: Fast & transparent

⚡ Mandatory Requirement

₹15 Lakhs+

Minimum monthly business transactions required for all loan products

1. Cheque-Based Business Loan

Secure financing without pledging gold or property collateral

👥 Who It's For

  • Established businesses with consistent monthly transactions
  • Business owners who prefer not to pledge assets
  • Entrepreneurs seeking quick access to capital
  • Companies with strong cash flow but limited collateral
  • Businesses across manufacturing, retail, services, trading

💼 Use Cases

  • Inventory Purchase: Stock up for peak seasons
  • Supplier Payments: Take advantage of bulk discounts
  • Business Expansion: Open new locations or branches
  • Equipment Upgrade: Modernize machinery
  • Marketing Campaigns: Scale customer acquisition
  • Cash Flow Management: Bridge payment gaps

✨ Key Benefits

🔓 No Collateral

Based purely on cheque security—no gold, property, or asset pledge required

⚡ Fast Processing

Approval in 24-48 hours with minimal documentation

💰 High Funding

Get up to 150% of your monthly transaction value

📊 Flexible Terms

Choose repayment tenure from 4-15 months

🎯 Easy Eligibility

₹15L+ monthly transactions is the primary criterion

🤝 Transparent

Clear rates, no hidden charges, honest communication

⚡ Eligibility: Minimum ₹15 Lakhs monthly business transactions | Tamil Nadu or Bangalore location | Valid business registration

2. Working Capital Loan

Fuel day-to-day operations and maintain smooth business flow

👥 Who It's For

  • Businesses facing temporary cash flow gaps
  • Companies with seasonal revenue fluctuations
  • Businesses needing to pay suppliers before receiving payments
  • Operations requiring consistent working capital
  • Growing businesses scaling operations

💼 Use Cases

  • Payroll Management: Ensure timely salary payments
  • Vendor Payments: Maintain supplier relationships
  • Rent & Utilities: Cover operational expenses
  • Raw Material Purchase: Keep production running
  • Inventory Restocking: Maintain optimal stock levels
  • Receivables Gap: Bridge payment collection delays

✨ Key Benefits

💵 Immediate Access

Get funds within 24-48 hours to maintain operations seamlessly

🔄 Flexible Usage

Use for any operational expense—no restrictions on fund usage

📈 Business Continuity

Ensure smooth operations without disruption

⏱️ Quick Turnaround

Minimal documentation and fast processing

💪 Stress-Free

No gold or property collateral required

🎯 Growth Enabler

Focus on growth, not cash flow worries

⚡ Eligibility: Minimum ₹15 Lakhs monthly business transactions | Tamil Nadu or Bangalore location | Valid business registration

3. Short-Term Business Loan

Quick financing for immediate business needs with flexible short repayment periods

👥 Who It's For

  • Businesses with immediate, time-sensitive opportunities
  • Companies preferring shorter repayment commitments
  • Businesses with strong revenue but temporary capital needs
  • Entrepreneurs requiring bridge financing
  • Seasonal businesses needing peak-period funding

💼 Use Cases

  • Urgent Orders: Fulfill large, time-sensitive contracts
  • Festival Stocking: Prepare for seasonal demand peaks
  • Equipment Repair: Fix critical machinery quickly
  • Tax Payments: Manage quarterly or annual tax obligations
  • Opportunity Seizure: Grab limited-time business deals
  • Emergency Expenses: Handle unexpected business costs

✨ Key Benefits

⚡ Lightning Fast

Get approved and funded within 24-48 hours

📅 Short Tenure

Repay in 4-15 months based on your cash flow

🎯 Purpose-Focused

Ideal for specific, time-bound business needs

💸 Lower Interest Burden

Shorter tenure means less total interest paid

🚀 Quick Exit

Clear your debt faster and maintain financial agility

📊 Build Credit

Successfully repaying builds relationship for future needs

⚡ Eligibility: Minimum ₹15 Lakhs monthly business transactions | Tamil Nadu or Bangalore location | Valid business registration

Quick Comparison

All three products share the same core terms—choose based on your specific use case

Loan Type Best For Primary Use Key Advantage
Cheque-Based Asset-light businesses General business funding No collateral required
Working Capital Cash flow management Day-to-day operations Business continuity
Short-Term Quick opportunities Immediate, specific needs Fastest turnaround

Ready to Apply?

Choose the loan product that fits your needs and get approved in 24-48 hours

Apply for Loan Check Eligibility
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